Employment sets you up to more easily deal with a lot of things…renting, home ownership, buying a car, insurance. Thankfully though, freelancing’s been around for decades, and things are slowly starting to shift to accommodate people who aren’t living an employer-structured life.
The links and resources below will help answer some of your basic questions around money and insurance. (Not endorsing any of the services below, the links are purely for informational purposes.)
FreelancersUnion’s page on health insurance, dental, term life, liability, disability, travel, and retirement.
Getting That Freelancer Mortgage (hubbul)
Retirement For Freelancers: Interview with James C. Molet
How to Start an LLC (TRUIC)
Liability Insurance, Everything Freelancers Need to Know About Liability Insurance (Freelancers Union)